:root{--navy:#0a1e46;--navy-2:#102b5c;--ink:#142036;--cream:#f4f0e8;--paper:#fbfaf7;--gold:#c7a46a;--line:rgba(10,30,70,.15);--muted:#6f7682;--serif:"Playfair Display",Georgia,serif;--sans:"Manrope",Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.7}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.site-header{height:86px;display:flex;align-items:center;justify-content:space-between;padding:0 clamp(24px,5vw,78px);background:#fff;position:relative;z-index:20;border-bottom:1px solid rgba(10,30,70,.08)}.brand{display:flex;align-items:center;gap:20px}.brand img{width:146px;height:auto}.brand span{font-family:var(--serif);font-size:17px;border-left:1px solid var(--line);padding-left:20px;color:var(--navy)}nav{display:flex;gap:38px;font-size:13px;font-weight:700;letter-spacing:.05em}nav a,.header-phone{transition:color .2s}nav a:hover,.header-phone:hover{color:var(--gold)}.header-phone{font-weight:700;color:var(--navy)}.hero{min-height:calc(100vh - 86px);position:relative;display:flex;align-items:center;color:white;overflow:hidden}.hero-media{position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,14,34,.94) 0%,rgba(4,14,34,.76) 36%,rgba(4,14,34,.15) 72%),url('assets/hero-premium-interior.png') center/cover no-repeat;transform:scale(1.01)}.hero-content{position:relative;z-index:2;width:min(700px,90%);margin-left:clamp(24px,8vw,130px);padding:85px 0}.eyebrow{text-transform:uppercase;letter-spacing:.19em;font-weight:700;font-size:11px;color:var(--gold);margin:0 0 24px}.hero h1,.section h2,.quote-section h2{font-family:var(--serif);font-size:clamp(47px,6vw,88px);line-height:1.02;letter-spacing:-.035em;margin:0}.hero h1 em{font-weight:600;color:#e5cfaa}.hero-lead{max-width:610px;color:rgba(255,255,255,.8);font-size:18px;margin:30px 0 36px}.hero-actions{display:flex;gap:28px;align-items:center;flex-wrap:wrap}.button{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 28px;border:1px solid transparent;font:700 12px var(--sans);letter-spacing:.05em;text-transform:uppercase;cursor:pointer;transition:.25s}.button-gold{background:var(--gold);color:#101b2f}.button-gold:hover{background:#dbbc87;transform:translateY(-2px)}.text-link{font-size:13px;font-weight:700;border-bottom:1px solid rgba(255,255,255,.35);padding-bottom:5px}.text-link span{color:var(--gold);margin-left:7px}.text-link.dark{border-color:var(--line);color:var(--navy)}.hero-trust{list-style:none;margin:65px 0 0;padding:28px 0 0;border-top:1px solid rgba(255,255,255,.18);display:flex;gap:60px}.hero-trust li{display:flex;flex-direction:column}.hero-trust strong{font-family:var(--serif);font-size:24px}.hero-trust span{font-size:11px;color:rgba(255,255,255,.56)}.scroll-hint{position:absolute;z-index:3;right:40px;bottom:30px;writing-mode:vertical-rl;font-size:10px;letter-spacing:.17em;text-transform:uppercase;color:rgba(255,255,255,.7)}.scroll-hint span{color:var(--gold);margin-top:10px}.section{padding:clamp(80px,10vw,150px) clamp(24px,8vw,130px)}.intro{display:grid;grid-template-columns:1fr 1fr;gap:10vw;align-items:end}.section h2,.quote-section h2{font-size:clamp(40px,5vw,68px);color:var(--navy)}.intro-copy{max-width:530px}.intro-copy p{font-size:19px;color:#5b6472;margin:0 0 34px}.offer-grid{padding-top:0;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.offer-card{min-height:470px;padding:34px;display:flex;flex-direction:column;justify-content:space-between}.offer-card h3{font-family:var(--serif);font-size:34px;line-height:1.15;margin:0 0 20px}.offer-card p:last-child{font-size:14px;opacity:.74}.card-index{font:600 13px var(--sans);opacity:.5}.offer-dark{background:var(--navy);color:#fff}.offer-light{background:#ded4c4;color:var(--navy)}.offer-warm{background:#b9875d;color:#fff}.services{background:var(--cream);display:grid;grid-template-columns:.8fr 1.2fr;gap:10vw}.steps{list-style:none;padding:0;margin:0}.steps li{display:grid;grid-template-columns:70px 1fr;gap:20px;padding:27px 0;border-bottom:1px solid var(--line)}.steps>li>span{font-size:11px;color:var(--gold);letter-spacing:.15em}.steps h3{margin:0 0 6px;font-family:var(--serif);font-size:25px;color:var(--navy)}.steps p{margin:0;color:var(--muted);font-size:14px}.quote-section{background:var(--navy);color:white;padding:clamp(80px,10vw,150px) clamp(24px,8vw,130px);display:grid;grid-template-columns:.7fr 1.3fr;gap:9vw;align-items:start}.quote-section h2{color:white}.quote-intro>p:not(.eyebrow){color:rgba(255,255,255,.65);max-width:430px}.advisor{display:flex;align-items:center;gap:16px;margin-top:45px}.avatar{width:58px;height:58px;border-radius:50%;background:var(--gold);color:var(--navy);display:grid;place-items:center;font-family:var(--serif);font-size:27px}.advisor div:last-child{display:flex;flex-direction:column}.advisor strong{font-family:var(--serif);font-size:19px}.advisor span{font-size:11px;color:rgba(255,255,255,.55)}.advisor a{font-size:13px;color:var(--gold)}.quote-form{background:#fff;color:var(--ink);padding:clamp(28px,5vw,62px)}fieldset{border:0;padding:0;margin:0 0 38px}legend{width:100%;font-family:var(--serif);font-size:25px;color:var(--navy);padding:0 0 15px;margin-bottom:20px;border-bottom:1px solid var(--line)}.fields{display:grid;gap:22px}.two-cols{grid-template-columns:1fr 1fr}label{display:flex;flex-direction:column;font-size:11px;font-weight:700;letter-spacing:.04em;color:#566070}input,select,textarea{width:100%;font:500 14px var(--sans);color:var(--ink);background:#f7f5f0;border:1px solid transparent;border-radius:0;padding:14px 15px;margin-top:7px;outline:none}input:focus,select:focus,textarea:focus{border-color:var(--gold);background:white}.check-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px}.check{position:relative}.check input{position:absolute;opacity:0;width:1px;height:1px}.check span{display:flex;align-items:center;min-height:43px;padding:8px 11px;border:1px solid var(--line);font-size:11px;color:#4e596b;cursor:pointer;transition:.2s}.check input:checked+span{border-color:var(--gold);background:#f5eee2;color:var(--navy)}.check input:checked+span:before{content:'✓';color:var(--gold);font-weight:800;margin-right:7px}.field-note{font-size:11px;color:var(--muted);margin:0 0 10px}.service-label{margin-top:20px}.consent{display:grid;grid-template-columns:18px 1fr;gap:12px;align-items:start;font-weight:500;line-height:1.5}.consent input{opacity:1;width:16px;height:16px;margin:2px 0;accent-color:var(--navy)}.consent a{text-decoration:underline}.submit{border:0;margin-top:25px;width:100%}.submit span{margin-left:12px}.form-footnote{text-align:center;font-size:10px;color:var(--muted)}.form-status{padding:15px;margin-bottom:25px;font-size:13px}.form-status.success{background:#e9f5ec;color:#226238}.form-status.error{background:#fff0ed;color:#8b3025}.honeypot{position:absolute;left:-9999px}.contact{display:grid;grid-template-columns:.65fr 1.35fr;gap:8vw;align-items:center}.contact h2{font-size:clamp(37px,4vw,55px)}.contact p{color:var(--muted)}.contact iframe{width:100%;min-height:470px;border:0;filter:saturate(.75)}.button-outline{border-color:var(--navy);color:var(--navy);margin-top:15px}.button-outline:hover{background:var(--navy);color:white}footer{background:#071734;color:white;padding:65px clamp(24px,8vw,130px) 25px;display:grid;grid-template-columns:2fr 1fr 1fr;gap:50px}footer img{background:white;padding:5px;width:145px}footer p{color:rgba(255,255,255,.52);font-size:12px}footer>div{display:flex;flex-direction:column;gap:7px}footer strong{color:var(--gold);font-size:11px;text-transform:uppercase;letter-spacing:.15em;margin-bottom:8px}footer a{font-size:12px;color:rgba(255,255,255,.72)}.copyright{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.12);padding-top:20px;margin:25px 0 0}@media(max-width:900px){.site-header nav{display:none}.brand span{display:none}.hero{min-height:720px}.hero-media{background-position:60% center}.hero h1{font-size:50px}.intro,.services,.quote-section,.contact{grid-template-columns:1fr}.offer-grid{grid-template-columns:1fr}.offer-card{min-height:360px}.quote-section{gap:55px}.contact iframe{min-height:380px}.check-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.site-header{height:72px;padding:0 18px}.brand img{width:120px}.header-phone{font-size:12px}.hero{min-height:calc(100svh - 72px)}.hero-content{margin-left:22px;padding:55px 0}.hero h1{font-size:43px}.hero-lead{font-size:15px}.hero-trust{gap:23px;margin-top:45px}.hero-trust strong{font-size:19px}.hero-trust span{font-size:9px}.scroll-hint{display:none}.section,.quote-section{padding-left:22px;padding-right:22px}.intro{gap:32px}.offer-card{padding:28px}.two-cols,.check-grid{grid-template-columns:1fr}.quote-form{padding:28px 20px}footer{grid-template-columns:1fr 1fr}footer .footer-brand{grid-column:1/-1}}